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About Bail Bonds In Connecticut

Bail Bondsmen in the State of Connecticut must be licensed in order to conduct bonding business. Standard rates for bail or Bail Premiums are set and regulated by the Connecticut Insurance Department (CID). All bail bonding agencies doing business in CT must comply with CID regulations. Prior to the execution of a bail bond, all bondsmen must get written authorization from a third party or if possible the defendant himself. This authorization is usually accomplished via a signature agreement which allows a bail bondsman to initiate bail proceedings. If the bail bond Premium cannot be paid in full at the time of execution, a bondsmen can arrange a payment plan agreement. However, such unpaid balance must be paid no later than 15 months from the time of bail. Learn about Co-signers and why they are needed. Get informed about the Bail Bond 35% down requirement.

How Bail Bonding Premium Works

Brief and Simplified

 

1. We put up the money for the full amount of the Bail Bond (ex: $5,000).

 

2. Then charge the person financing the bail bond either a 10% or 7% premium fee for putting up the money. (ex: $5,000 BOND X .10 FEE = YOU PAY $500

 

3. For a bail bond equal to $5,000 or less, we charge a premium fee of 10%

 

4. For a bail bond greater than $5,000, we charge a premium fee of 7% + $150.00

Don't have the full premium, payment plans are available!

Make a Payment via Mail | Make payable to:
Gorilla Bail Bonds, LLC
P.O. Box 261685
Hartford, CT 06126
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Connecticut Bail Bond Information and FAQ’s:

Q: What's a Bail Bond?

A: Money or property given to the court for the temporary release of a defendant, to ensure that the defendant will return to court. There are two kinds of bail bonds. Non-financial bonds: Non-surety bail bonds where the defendant's signature alone guarantees the amount of bail and the defendant is not required to post any property or seek the services of a professional bail bondsmen. Known as a Promise to appear or PTA. Surety bond: The court requires cash, real estate or a professional bail bondpersons signature before releasing the defendant back into the community.

Q: What is a Bail Bondsman?

A: A bail bondsman is an individual who is authorized and licensed through the Connecticut Insurance Department to provide bail bonds.

Q: Who is the Bail Commissioner?

A: The Bail Commissioner is a state-appointed person who may set the amount of bond for persons detained at a police station prior to arraignment in court, and who recommends to the court the amount of bond that should be set for the defendant on each criminal case.

Q: What is Premium?

A: Premium is the state regulated rate that we charge for a bail bond. There are two equations used to determine a premium. One uses a 10% calculation and the other %7 +$150.00. Need more clarification? Use our Bail Premium Calculator for an easy way to calculate premium.

Q: What is Collateral?

A: Collateral for the purposes of bail bonds, could be money or a physical property like real estate. A Bail Agency can request that additional money, apart from the premium be given in order to execute bail. Property is usually evaluated based on available equity. All money held for Collateral is returnable upon successfull completion of court requirements. There is more to collateral!

Q: Why are Co-Signer(s) needed?

A: Co-signer(s) are used to guarantee the bail bond. They assume a finacial resposbility if the defendant does not appear in court. Also, assume finacial resposbility for any unpaid premium. Most bail agencies want responsible and working Co-signers which allows for a sense of security. The number of Cosigners needed for a bail on the other hand is agency specific. Usually, the number of required signers depends on the size of the bond and on factors related to the defendant such as the presence of probation, community ties, age, criminal record, employment.

Q: Who is the Defendant?

A: A defendant for this purpose, is the person locked up needing bail.

Q: What if I don't appear in Court?

A: Don't, and there will be a re-arrest ordered by the court. There could be a new bond added and Bail Enforcement Agents will be looking for you! There is no positive outcome for not going to court as scheduled. Make sure to appear!

Q: Why so many questions to post a bond?

A: Agencies need to measure the risk! A Bondsman may only do a bond he/she feels is secured. Liability on a bond is always greater than the potential profit.

Q: Bondsmen really work 24/7?

A: Yes! On call 24 hours 7 Days a week. Including Holidays!

Q: How long do I have to pay my balance?

A: Is up to the bondsman, but for sure not more than 15 months from the date of bond out. Exceed that time frame and you will find yourself in Civil court defending against a small claims action.

Bail Bonding Application Process

The initial bail application process usually involves an agency approval process, a defendant authorization form, defendant background application, co-signer application(s), an appearance bond form, power of attorney, payment receipt and a unpaid balance agreement if applicable.

CT Bail Bonds Terminology

Did you know that Bail Bonds is also referred to as Bails- Bonds, Bail-Bond, Bail Bonding, Bail-Bail and simply Bonds. Regardless of the combination above, the resulting service is the same. However, the term "Bond" could also relate to investing etc. But, the combination of BAIL BONDS or just the term Bail is very specific and associated with an individual needing to be bailed or the Services of a Bail Bondsman being given. The CT Insurance Dept. defines bail bond agents as "any person who has been approved by the commissioner and appointed by an insurer by power of attorney to execute or countersign bail for the insurer in connection with judicial proceedings."

Person Arrested Out of State

If a person who resides in Connecticut gets arrested in a border state such as Massachusetts or New York, they may NOT be able to use the direct services of a CT's bonding agent. Some bails agencies have a working relationship with operational and Licensed Bail Agents in these states and can at time arrange bail through their insurance carrier for a profit. However, a licensed CT bail agent is NOT authorized to go and personally execute a bail bond in any of the mentioned states.

Payment Plans Regulations (CID)

35% of the premium must be paid immediately up front. A promissory note must be completed at the time the bond is done. The balance owed shall be paid in full not later than fifteen months after the date of the execution of the bail bond. If any payment due is outstanding for more than 60 days, or if the premium owed has not been paid in full at the end of 15 months, the agent shall file a civil action seeking appropriate relief with the court not later than 75 days after such due date.

About the 35% CT Bail Regulation

Most people already heard of the 35% BAIL REGULATION. In short, what it means is that any person seeking the services of a bail bondsman, must pay a minimum of 35% of the PREMIUM on any executed bail. So how does it work? Example: Lets say you have a friend locked-up who has a bail of $5,000. First, you have to get the premium which = $500. After you get the premium amount which is the total you will owe if person is bonded, then you do the following equation on your calculator. (For this example using $500 as the Premium) 500 X .35 Which = $175 So, this means that if you don't have the full amount of the premium $500, you can ask for a payment arrangement with the option of paying the minimum allowed 35% Therefore, you will pay $175 down with a balance of $245. Confused? Give us a Call!

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  • All Bail Bond Rates are set by the State of CT
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